While many days of pet ownership are full of cuddles and Instagram-worthy moments, there can be some hidden costs that catch you by surprise. Luckily, making a plan and investing in pet insurance can help you prepare for any scenario so you can focus more of your attention on the happy days with your furry friend.
Bits and Bobs
In addition to high-quality pet food, bedding, and a rotating variety of entertaining toys, pets need time and attention. Establishing and maintaining a daily exercise routine may become the backbone of your pet’s healthy lifestyle.
Additionally, at the core of their wellness is their annual veterinary exam. These visits allow us to get a handle on disease prevention with routine vaccinations and parasite prevention medication. These preventive visits also work to limit or reduce weight gain, and focus on broad health care topics like dental care.
You can plan and budget for the cost of routine wellness exams throughout the year to offset unexpected vet bills. Because many health problems can be prevented through routine wellness checks and diagnostics, it makes sense to prioritize these pet care costs.
Pet Dental Care
Depending on the severity of plaque and tartar, the cost of a pet’s dental exam, cleaning and X-rays can create a financial burden for some pet owners. Periodontal disease is 100% preventable, but the majority of all pets over age three show evidence of gum disease. The effects of the disease can range from serious pain and tooth loss to systemic illness of the major organs.
Hidden Pet Expenses
The following list are other examples of unexpected fees:
- A pet deposit or even an increase to rent or an existing homeowner’s insurance policy.
- Licensing fees (these can vary by state and township), and should always be paid to reduce the possibility of other fines.
- Training
- Boarding (if you plan on traveling for any length of time)
- Grooming
- Medications
The Role of Pet Insurance
Depending on a pet’s health history, genetics, and lifestyle, pet insurance can make a huge difference to a pet owner’s wallet. While there are monthly payments for a pet’s policy, few pet owners with insurance have to choose between their beloved pet’s life and being able to pay for life-saving procedure or treatment.
Some policies only cover certain health conditions, and others have restrictions on age, genetics, and lifestyles. Always read the policy’s fine print and let us know if you have any questions about pet insurance benefits.
Not An Even Trade
Despite the costs (hidden or expected) related to owning a pet, the benefits they provide to their people are exponentially higher. By being prepared to pay for certain items related to their health and safety pet owners promote overall pet wellness.
Please call Brownswitch Pet Hospital at (985) 646‑2025 with any questions or concerns about the many ways to achieve responsible pet ownership.